How it works

As an independent mortgage broker, Finance for Living helps customers in Melbourne, Victoria and Australia-wide compare suitable home loan options across a panel of over 30 lenders.

There are literally hundreds of different home loan options to choose from. We’ll help you understand the many different options, features and fees to help you choose the right lender, strategy and structure. Once we have the loan structure right, we work out which lenders will do what you need and then negotiate the interest rate for you.

We also assess:

Our role is to simplify the process and explain the trade-offs clearly so you can make informed decisions regarding your finances.

The journey to settlement

Discovery - your initial call

We get to know you and what matters most to you and send you a document request via a secure online portal following the call.

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Plan - within 3-5 working days

Once you have returned all of your documents, we will send you up to 3 different options and explain what’s possible, what’s not, and what each path looks like so you can make an informed decision.

Application

We help you prepare your application properly to avoid delays later.

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Approval

We deal with the lender and keep you updated along the way.

Settlement

We do all we can to maximise the chance of a smooth settlement day!

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Ongoing reviews

We stay in touch after settlement and check in regularly at 6 weeks, 6 months, and then annually to make sure your loan still works for you.

It’s never too early to start the conversation and you’ll never know what is possible until we understand your goals and dreams and assess your unique circumstances.

Say Hello to Finance for Living
Let us know how we can help.