Struggling with multiple debts? At Finance for Living, we make debt consolidation simple, transparent, and stress-free. By combining your debts into a single, manageable payment, we help you regain control of your finances and reduce the burden of high-interest rates.
Debt consolidation involves merging all (or some) of your outstanding debts into one loan.
Instead of juggling multiple payments with varying interest rates, you’ll make just one monthly payment, often at a lower interest rate. This not only simplifies your financial management but can also save you money in the long run.
We collaborate with a range of lenders to find the best solution for your unique situation. Our process is straightforward and stress-free:
We'll assess your financial situation to determine if debt consolidation is right for you.
Receive tailored consolidation loan options from our network of trusted lenders.
We handle all the paperwork, ensuring a smooth and hassle-free process.
Once approved, we'll consolidate your debts into one manageable payment.
Enjoy continuous support to ensure your financial solution works for the long term.
With your debt consolidation plan in place, Finance for Living will be there to guide you through the next steps, ensuring you stay on track toward managing your finances effectively.
At Finance for Living, we make debt consolidation simple and effective. Here’s why we’re the trusted choice for Melbourne and Australia Wide residents:
Debt consolidation might be right for you if:
We collaborate with a range of lenders to find the best solution for your unique situation. Our process is straightforward and stress-free:
A Melbourne, Victoria family had multiple debts, including credit cards near the limit and a car loan, with high monthly repayments and high rates!
By consolidating these debts into one loan with a lower interest rate, we helped reduce their monthly payments by $350.
The family now enjoys reduced financial pressure and is saving over $4,000 a year.
A single homeowner had several personal loans and credit card debts, leading to financial stress.
We assisted in consolidating all their debts into one easy-to-manage payment, lowering their interest rates.
Now, they make just one payment each month, simplifying their finances.
Take control of your finances today with a debt consolidation plan tailored to your needs. Contact Finance for Living for a free consultation and see how we can help you reduce payments and lower interest rates.
A debt consolidation loan is a financial product that combines multiple debts into a single loan, ideally with a lower interest rate. This simplifies your financial management by reducing the number of payments you need to make each month.
Instead of juggling different loans with varying rates and due dates, you’ll make one consistent payment. The goal is generally to improve cash flow and remove debts with high interest rates.
At Finance for Living, we work with a network of lenders to find the best consolidation loan for your specific needs.
Debt consolidation can be a great way to simplify your finances and reduce the total interest you pay over time. By merging multiple high-interest debts into one loan, you make just one monthly payment, often at a lower interest rate.
However, it’s important to determine whether it’s the right fit for your situation. If your debt mostly consists of high-interest credit cards or loans, consolidation may help lower your payments and give you a clearer path toward paying off your debt. It could also be that the benefit is reducing the monthly repayment (which helps with the family budget each month) but this is partially due to the loan term being longer (eg 25 or 30 years). This may mean that more interest is paid over the course of the loan but if cash-flow is the key issue, it may still be worth it.
At Finance for Living, we offer a free consultation to assess your financial situation and help you decide if consolidation is the right option for you.
Most unsecured debts, such as credit card balances and personal loans, can be consolidated into one loan. This allows you to simplify your repayment schedule and potentially lower your interest rates.
During your consultation, we’ll help you review your current debts and see which can be consolidated to create a simpler, more manageable repayment plan.
Even with a less-than-perfect credit score, we can explore debt consolidation options that suit your needs. We work with a variety of lenders, some of whom specialise in helping individuals with bad credit.
Don't let debt control your life. Finance for Living can help you simplify payments, lower interest rates, and reclaim your financial future.
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Simon O’Kelly (Credit Representative Number: 439252) and Ainslie Conheady (Credit Representative Number: 537417) are credit representatives of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237. Copyright © 2025 – Credit Guide and Privacy Disclosure Statement & Consent: Simon O’Kelly, Ainslie Conheady. Website by nuvismedia
