Finance to help you live the life of your dreams

We're Passionate to Help You
We're far from average - and so are our clients

We at Finance for Living just want to help our customers with their finance needs so they can get on with living their lives, i.e. Finance for Living!

We love helping first home buyers so they can purchase the dream home. We are passionate about getting customers a better deal on their existing residential mortgage. We also help many investors and “upgraders” purchasing their second, third or fourth home!

We're here to Help You...

Who We Are

At Finance for Living, we have extensive lending experience and are passionate about customer service.

When it comes to home loans, most people tend to shop around for the best interest rate. On the surface that may seem like the best idea, but what most people don’t realise is that the best interest rate doesn’t necessarily mean it’s the best deal to suit your unique requirements, circumstances and goals.

Delivering Award-Winning Customer Service

Above and beyond!! This is the best way to describe Simon and his team. My wife and I had a unique situation involving a lost title (banks fault) on a house being used as equity for a new purchase. The entire team at finance for living worked day at night to get our situation resolved! Only because of them were we able to settle and move into our new home :) I can’t recommend them any more if I tried!
Thanks Finance For Living for guiding us to our new apartment in St Kilda! We cannot speak highly enough of Ainslie and the whole team at Finance For Living. From start to finish they were clear, professional and completely helpful, including with our repeated questions and backwards and forwards. We got the best possible finance deal, on the right terms and that allowed us to buy exactly the right place, at the right time and the right price. Could not recommend Finance For Living more highly!
5 stars is not enough! 🌟🌟🌟🌟🌟. 1 word review: AMAZING! Ainslie was amazing to deal with - from start to finish, she remained in constant communication with us and walked us through the processes step by step and explained everything to us. We didn't have a "usual situation" but that didn't alter her approach. Everything on our end was so simple and appeared seemless and quick… The amount of knowledge & expertise displayed is comforting during what can be a stressful time due to life changing choices being made. Yet it wasn't stressful - and that is thanks to the level of personalised, customer centric service we received, which was second to none. Everyone I spoke to or interacted with, genuinely appeared to really care about getting us the best loan - and nothing was ever too much trouble. I can't adequately put into words my gratitude for everything you have done for us, so all I can say is THANK YOU! Another huge shout-out in appreciation goes to Laura - she assisted us with so many things and also gave great advice and showed incredible patience - her response time to either emails or calls was outstanding! Simon also assisted us with many things - way too many to name! I've already highly recommended Ainslie (& Finance for Living) to 4 people looking to either purchase their first home or refinance - as I know that they will be in fantastic hands. In all honestly, regardless of your requirements and personal circumstances, anyone who chooses Finance for Living is in great hands. They are helpful, patient and will assist in any way possible to get you where you need to be
Attentive and thorough. Simon and the team have been really great at helping us navigate the market and find a loan that suited our very non-standard situation. Everyone we interacted with has listened to our needs and been able to explain concepts clearly. They also found a better deal for us as interest rates rose.
We have been with Simon and his team for more than 10 years. Throughout that time we have received fantastic guidance, professional service, and prompt responses. Most recently the team were persistent in chasing our bank to refund us for an error. It certainly takes away the stress having a business like this taking care of this area of our lives.

Passionate in Supporting Our Planet

Find out which banks and lenders do and don’t support fossil fuels.

Finance for Living has been recognised as a leading Sustainable Mortgage Broker in Australia. 

“I had someone say to me once, ‘I wouldn’t have thought there’d be a mortgage broker who cares about the environment"

Simon O’Kelly

Simon has been trained by Al Gore (former Vice President of the USA) and delivered many updated presentations of the 2006 “An Inconvenient Truth” documentary to different groups in the community. We receive many requests from clients to use lenders which do not fund fossil fuels.

Meet Simon

Director & Senior Mortgage Broker

Simon has over 25 years experience in customer service and commercial roles, largely in the travel industry. In 2013, Simon set-up his own business as a mortgage broker so he could help customers finance their dream home or refinance their existing loans. Our team has grown to meet the demand; a key to our business is treating customers as customers for life and being there to help their family and friends as well.

Simon is passionate to find one of the most appropriate lenders for each customer especially when a customer has been told they cannot get a loan.

Meet Ainslie

Senior Mortgage Broker

Ainslie has over 20 years’ experience in customer facing roles, with the past 10 years in the retail lending and banking industry. Her passion is customer service and educating clients on lending options while finding solutions for their needs. She enjoys working with numbers and has an accounting background which enhances her understanding of our small business clients and self-employed clients.

Ainslie will take you through the initial stages of the application process, by understanding your needs, your goals, and your current financial position. Then, the team will come together to find the right solution for you.

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